Category: News

2024 has been truly unkind to web3 retail investors. Way too many of them have been cleaned out by both scammers and hackers.

While, as previously reported, obtaining a precise and accurate figure for the total funds lost by retail investors remains an incredibly challenging task, criminal reports suggest that at least $5.84 billion were wiped from their wallets. Of this, at least $4 billion was lost to pig-butchering scams, over a billion to phishing schemes — including wallet drainers and address poisoning — and $444 million to exit scams.

It must be said that the state of the crypto market in 2024 really helped those fraudsters score big.

The bull run that kicked off at the end of 2023, peaking with Bitcoin hitting a new ATH of $73,738 on March 14, 2024, brought in a flood of liquidity from both seasoned crypto enthusiasts and a wave of eager new retail investors. The promise that 2024 would be the year Bitcoin shattered the $100,000 barrier (which it did!), combined with the explosive activity in the memecoin supercycle, transformed the ghost town that was the crypto market in 2023 into an effervescent hub of transactional activity!

Many of these newcomers are ignorant of crypto’s treacherous waters, making them extremely vulnerable and ideal targets for scammers. Seasoned traders, on the other hand, are just as, if not more, susceptible to the FOMO siren call after enduring a long and traumatic bear market, which created an ideal environment for scammers to victimize retail investors.

Astonishingly, the top 5 of those fraudulent projects, minus pig-butchering, are resulting in a staggering $611 million in losses.

So here are the most successful crypto scams of 2024!

1. $243 Million Stolen in Largest Social Engineering Phishing Heist to Date — Second Biggest Heist of the Year

The most impressive crypto scam of 2024, in terms of its mind-blowing sum, was a simple social engineering phishing attack. In terms of size, it ranks as the second most financially devastating crime of 2024, just after the DPRK threat group’s DMM Bitcoin private key exploit, which amounted to $308 million.

As of now, it also appears to be the largest amount lost by a single individual in a single crypto phishing attack.

On August 19th, 2024, crypto sleuth ZachXBT took to Twitter to reveal that he had uncovered a suspicious transfer amounting to $238 million, with attempts to launder and cash out the funds through multiple centralized exchanges (CEXs). Rumors quickly swirled around the identity of the victim — was it an individual, a hedge fund, or a CEX? And how was the heist carried out: through a private key exploit, phishing, or both?

For a long time, little was known about the case, except for two updates from ZachXBT, which reported two successful attempts to freeze the stolen funds — by Firn Protocol and NonKYC — totaling around $500,000. Barely a drop in the bucket.

One month, jour pour jour, after the $238 million attack, ZachXBT took again to Twitter to reveal the full story behind it.

The heist was a “highly sophisticated social engineering attack,” a phishing scam that targeted a single individual. The victim was a creditor of the defunct crypto trading firm Genesis.

On the day of the attack, he received a call from a spoofed number, with the scammers posing as Google Support to compromise his personal accounts, according to ZachXBT’s investigation. Shortly after, the victim was contacted again, this time by the scammers posing as Gemini support. They informed him that his Gemini account had been hacked and instructed him to reset his 2FA and transfer funds from his Gemini account.

After much persuasion, the victim used AnyDesk to share his screen, allowing the scammers to access and leak his private keys from his Bitcoin Core.

His attackers successfully stole $243 million and immediately attempted to disperse the funds across multiple wallets before transferring them to over 15 exchanges, according to ZachXBT’s research. The stolen assets were rapidly swapped between Bitcoin, Litecoin, Ethereum, and Monero in an effort to obscure the trail.

Unfortunately for them, but fortunately for the victims, they were neither thorough during their attack nor in their attempt to escape. This lack of diligence allowed ZachXBT to trace the phishing attack back to three main perpetrators and their accomplices.

One of the many blunders they committed was revealing two of their names to the victim during the screenshare.

The other mistakes relate to their money laundering techniques. Although the attackers converted most of the stolen funds to Monero, ZachXBT discovered that two of them accidentally mixed stolen and clean funds by reusing a deposit address. One attacker, while sharing his screen, also revealed an address he used to purchase designer clothes, which was linked to millions in stolen money.

Most of them had left enough trails on social media — or their exes did — for their full identities to be ultimately revealed during ZachXBT’s investigation. ZachXBT, alongside the Binance security team, Zero Shadow, and CryptoForensic Investigators, was able to further freeze $9 million.

The day before ZachXBT published his findings, Box (Jeandiel Serrano, 21) and Greavys (Malone Lam, 20) were arrested by the FBI and later indicted on September 19th.

Phishing through social engineering has been at the heart of many bountiful crypto heists, one of them extremely sophisticated, almost succeeding in wiping out $125 million from a single individual, as we recounted previously in Story of an Almost $100M Crypto Heist.

Story of an Almost $100M Crypto Heist

2. The November 2024 $129 Million Address Poisoning Attack

On November 20th, 2024, the victim decided to transfer out around $129.7 million from the address TGrS7QNCf85X2B6ddvGZY2MF9VwvFn6XAE to TMStAjRQHDZ8b3dyXPjBv9CNR3ce6q1bu8.

They began by sending an initial $100 USDT to test the address TMStaj…6q1bu8. After the transaction was successfully completed, the victim opted to transfer the full $129.7 million almost immediately.

Unbeknownst to them, just after their test transaction, the scammer had crypto dusted their wallet with $1 USDT using an address mimicking the one they tested, TMStaj…6q1bu8.

When they copied and pasted the destination address for their funds, they unknowingly picked the spoofed address. The spoofed address wasn’t even well-crafted, as only the last 6 digits matched, while the first part didn’t resemble the legitimate address at all, starting with THcTxQ instead of TMStaj.

Fortunately for the victim, the address poisoner sent back $116.7 million within an hour, and four hours later, the remaining $12.97 million.

The two-part transfer and the amount of the second transfer — $12.97 million — seem to indicate that the attacker initially considered taking a 10% ‘bug bounty’ cut but then thought better of it.

The most likely reason they sent everything back is fear — fear of being tracked down by the victim, who has the resources, as well as by the blockchain forensics community and law enforcement, especially given the enormous amount stolen, which would paint a huge target on their back.

3. Crypto4winners, A $100 Million Ponzi

On March 9th, 2024, the investment firm Crypto4Winners, which promised 3–20% monthly returns, announced that they had fallen victim to an exploit.

Due to the exploit, Crypto4Winners found itself in the difficult position of no longer being able to allow ‘process fund withdrawals until it is resolved,’ or so they said.

The issue? DL News, a crypto newspaper, had revealed two months earlier that Crypto4Winners was co-owned by a certain Luc Schiltz, a Luxembourger found guilty in 2017 of defrauding victims for more than $1.5 million and sentenced to six years in prison, serving only two. Soon after his release, he co-founded the Crypto4Winners project.

So when the hack was announced, suspicions arose immediately. After the initial announcement post, Crypto4Winners went entirely silent. As soon, if not earlier, than March 12th, Crypto4Winners’ clients contacted lawyers and the police.

In the following days, it would be revealed that Crypto4Winners showed every sign of being a Ponzi scheme, which made thousands of victims for at least $100 million.

According to DL News, Luc Schiltz had co-founded Crypto4Winners but had kept his involvement hidden. The figurehead of Crypto4Winners was another Luxembourger, Adrien Castellani, who was its official CEO and founder. In truth, however, Castellani was only the co-founder of Crypto4Winners alongside Luc Schiltz.

Despite multiple questions arising about Luc Shiltz’s involvement in Crypto4Winners over the years, he never acknowledged him as either a co-founder or a general partner; instead, he barely recognized him as a consultant. In 2023, he promised to sever all relations between Crypto4Winners and himself by the end of that year, which he obviously did not fulfill.

A little lie among many.

Such as the delirious returns they promised. They went as far as claiming a 377% return on customers’ Bitcoin deposits since 2019, as well as a 7% monthly average return up to 20%, irrespective of the crypto market’s ups and downs, typical of a crypto Ponzi scheme.

They also claimed to be partners of Chainalysis and Ledger, leading both companies to publicly disavow their claims in 2022.

Crypto4Winners is incorporated in Sweden. When asked by the Swedish Companies Registration Office to provide annual reports of its accounts for 2021 and 2022 in 2023, they claimed that their status as a Trust Management Company did not require them to submit them, which was false. Even under the risk of liquidation or being declared invalid, the deadline came and went without them submitting the reports.

It would also be revealed that Crypto4Winners, which publicly appeared to be a Luxembourg-Swedish entity, was actually a complex structure spanning through Dubai, Lithuania, Ireland, Sweden, and Luxembourg.

Worse, Crypto4Winners was, in fact, a shell company; investors’ funds were all transferred to an Irish company named “Big Wave Developments Limited.”

According to the Luxembourg newspaper Virgule, of the estimated $100 million customers’ funds, not even $200,000 appeared to be left in Big Wave Developments Limited’s accounts.

The most dumbfounding thing about this whole case is how its unraveling came about: a very bizarre car crash accident that allegedly caused Luc Shiltz’s amnesia.

On March 5th, before dawn, Luc Shiltz found himself crashing against a road guardrail, sending his car up a slope. He apparently did not suffer any injuries from this accident; then, for reasons unknown, said the Luxembourg police, he walked into the highway where a bus crashed into him.

He did not suffer life-threatening injuries and was hospitalized in the orthopedic department.

However, he claims that the accident has caused him to suffer memory loss. The thing is, Luc Shiltz is the one who has complete control over customer funds; which means he could no longer access the funds in cryptocurrency wallets and exchange accounts.

What stands out is that, according to the Virgule investigation and people who visited Luc Shiltz at the hospital days after the crash, there is room to doubt his amnesia.

Mario (fake name), a friend of Adrien Castellani, recounted to Virgule:

“He initially pretended to have amnesia and then told us that he would retrieve the USB keys from his parents, and that everything would return to business as usual…” (translated from French)

On that very day, Mario uncovered the shell nature of Crypto4Winners and Big Wave Developments Limited. Later, during a call on March 12th with Shiltz, Mario inquired about the mere $200,000 remaining in Big Wave Developments Limited’s account. Shiltz reassured him, explaining that it was to be expected since it represented only the funds in the hot wallet.

Despite his claimed amnesia, Luc Shiltz appears to have a complete grasp of his identity and how his company operates. So one must ask, what is it exactly that he has forgotten that prevents him from accessing the funds? Certainly not the seed phrases; it’s probably unheard of in crypto history for someone to solely rely on their memory, especially when $100 million is involved

.In his own words, he claimed that everything was with his parents and assured that everything would soon return to normal. So, what’s the catch?

The answers to this question and all inquiries raised by this affair will hopefully be unveiled in a court of law.

On March 15th, the Luxembourg public prosecutor’s office announced an investigation into Crypto4Winners for fraud and money laundering charges, and that two individuals have been charged and placed under custody.

One of the individuals is thought to be Luc Shiltz.

4. The May 2024 $72 Million Address Poisoning Attack

On May 3rd, 2024, a person fell victim to an address poisoning attack that would go down in history as the largest address poisoning heist at the time, with $72.7 million lost to the scammer after the victim transferred 1,155 wrapped Bitcoin to the malicious address.

What happened can be summed up as a stroke of extremely bad luck. The victim first successfully completed a test transfer of $149 to the legitimate address starting with 0xd9A1b. Afterward, they mistakenly copy-pasted the wrong address — the poisoned one that mimicked 0xd9A1b.

The victim tried to negotiate the return of the funds in exchange for a 10% ‘bug bounty,’ an attempt that was proven unsuccessful. Blinded by greed, the attacker thought they could take off safely with everything — how mistaken they were.

The entire blockchain security community was on the case, and soon enough, there was talk of the exploiter returning the funds, minus the $7.2 million kept as a bug bounty. On May 10th, almost all of the stolen funds were returned by the attacker, who was barely able to make off with $3 million due to token appreciation.

Two weeks later, it was discovered that the prompt return of funds was not due to a change of heart from the scammer but rather because, despite trying to obfuscate their tracks as much as possible, their identity was partly revealed through the discovery of their “device fingerprint,” as reported by Match Systems CEO Andrey Kutin.

5. Epoch Times CFO’s $67 Million Crypto Scam and Money Laundering Heist

In June 2024, Bill Guan, the Chief Financial Officer (CFO) of The Epoch Times, was arrested in relation to a massive crypto scam.

The U.S. Department of Justice (DOJ) accused Guan of conspiring to launder at least $67 million in fraudulently obtained funds, including proceeds from unemployment insurance fraud. The scheme allegedly involved using cryptocurrency to purchase illicit funds at discounted rates, which were then funneled through various accounts, including those of The Epoch Times, to conceal their origins.

The crypto scam was discovered when banks reported a 410% revenue jump in one year from barely $15 million to over $62 million.

The DOJ’s indictment highlighted that the charges were unrelated to The Epoch Times’ journalistic activities. Guan faces serious charges, including conspiracy to commit money laundering and bank fraud, with potential sentences totaling up to 80 years in prison.

Here ends our breakdown of 2024 top 5 crypto scams!

About us

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Nefture core services includes Real-Time Transaction Security and a Threat Monitoring Platform that provides accurate exploits detections and fully customized alerts covering hundreds of risk types with a clear expertise in DeFi.

Today, Nefture proudly collaborates with leading projects and asset managers, providing them with unparalleled security solutions.

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The Biggest Crypto Scams of 2024 was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story.

What if you could predict the perfect moment to invest in a stock poised for steady growth? Paychex Inc. (NASDAQ: PAYX), a powerhouse in human capital management, has delivered impressive financials and stock resilience, making it a prime candidate for savvy investors. As of March 26, 2025, its stock hovers near all-time highs-but is now the time to buy, or should you wait for a dip? Dive into our expert forecast to uncover the future of PAYX and seize the opportunity.

Paychex Inc Operations

Paychex Inc. is a leading provider of integrated human capital management (HCM) solutions, specializing in payroll, human resources (HR), benefits, and insurance services. Headquartered in Rochester, New York, the company primarily serves small to medium-sized businesses (SMBs) in the United States. With additional operations in parts of Europe, including Germany.

Founded in 1971, Paychex has grown to support over 600,000 clients, offering a comprehensive suite of technology-driven services through its proprietary Paychex Flex platform and SurePayroll SaaS solutions. Its offerings include payroll processing, tax administration, employee payment services, HR consulting, benefits management. And compliance solutions like new-hire reporting and garnishment processing.

Paychex also provides Professional Employer Organization (PEO) services, insurance coverage (e.g., workers’ compensation and health benefits), and tools for recruiting, onboarding. And financial management, positioning it as a one-stop shop for SMB workforce needs.

Financial Performance and Ratios

Paychex has demonstrated consistent financial strength, underpinned by predictable revenue streams and high profitability. In its fiscal first quarter of 2023 (ended August 31, 2022), the company reported total revenue of $1.286 billion, a 7% increase year-over-year, driven by growth in client numbers, higher revenue per client, and demand for HCM solutions.

Operating income reached $536.3 million, up 8%, reflecting efficient cost management and strong margins. Net income for the same period was $379.2 million, with diluted earnings per share (EPS) at $1.05, showcasing solid earnings growth.

Key financial ratios highlight Paychex’s robust performance. The company boasts a gross margin of approximately 71.8%, an operating margin of 41.28%, and a net profit margin of 32.02%, indicating exceptional profitability and operational efficiency. Its price-to-earnings (P/E) ratio, based on trailing twelve-month earnings, stands around 31.88, suggesting a premium valuation reflective of its stable growth and market confidence.

Paychex maintains a strong balance sheet, with $1.2 billion in cash and corporate investments as of May 31, 2007 (a historical benchmark), and continues to generate significant cash flow-$631.2 million from operations in fiscal 2007-supporting its ongoing operations, capital investments, and shareholder returns.

Paychex Inc. Stock Price Performance

Paychex Inc. (NASDAQ: PAYX) has exhibited a strong stock price performance in recent years, reflecting its consistent operational success and appeal to investors seeking stability and growth in the human capital management (HCM) sector. As of March 26, 2025, the stock’s trajectory has been shaped by a combination of solid financial results, market sentiment, and broader economic conditions.

Paychex stock has shown notable resilience and upward momentum. In the past year, it has risen significantly, with a 52-week range spanning from a low of $114.72 to a high of $150.71, achieved in November 2024. By mid-January 2025, the stock closed at $146.29, reflecting a year-to-date increase and positioning it approximately 27.5% above its 52-week low and just 3% below its all-time high of $148.73.

This performance underscores a robust recovery from its yearly low and a sustained climb toward new peaks, with posts on X noting a breakout to a historical high of $158.37 earlier in March 2025 before a slight pullback to $143.02 ahead of its Q3 fiscal earnings release on March 26, 2025.

Competitive Landscape

Paychex operates in a highly competitive and fragmented market for payroll and HR services. Its primary national competitor, Automatic Data Processing, Inc. (ADP), is the largest U.S. third-party provider in terms of revenue, offering similar HCM solutions but targeting a broader range of business sizes, including larger enterprises.

Paychex differentiates itself by focusing on SMBs, a segment where switching costs and long-term relationships create a competitive moat. Other rivals include regional and local providers, as well as emerging online platforms, though these typically lack Paychex’s scale and comprehensive service portfolio.

The company’s competitive advantage lies in its operational scale, technological innovation, and niche focus on SMBs. By integrating AI-driven insights and maintaining a SaaS-based platform like Paychex Flex, it stays ahead of smaller competitors and adapts to evolving client needs.

Investment Insight

Paychex Inc. is an exceptionally well-performing company, distinguished by its outstanding Investment Scoreboard — a rarity in today’s market. The company boasts impressively high Gross and Net margins, and its Free Cash Flow (FCF) exhibits consistent and stable growth, a quality seldom seen among its peers. Additionally, its Piotroski F-Score of 9 underscores its financial robustness, a trait not commonly found in the corporate landscape.

However, this stellar performance has not gone unnoticed by market participants, resulting in a significantly elevated stock price. With an Equity risk premium of -1%, the current valuation suggests that the stock may be overpriced, thereby diminishing the potential return on investment. Consequently, it is advisable to exercise patience and wait for a price correction before making a purchase.

Stock Forecast**

2025–2029 Price Targets:

When to buy and Investment Tips

Technical analysis, specifically utilizing the Awesome Oscillator, reveals that the market is currently undergoing a price correction. This momentum indicator, which calculates the difference between two moving averages, is signaling a bearish trend, indicating that the correction may persist for an uncertain duration. A price correction generally entails a temporary decline in stock prices, often creating advantageous entry points for investors.

For those eyeing investment opportunities, it would be wise to exercise patience and await the resolution of this correction. Doing so could enable the purchase of stocks at a more attractive valuation-essentially securing shares at a „discount” once market conditions stabilize.

Dividend Policy and Buyback Policy

Paychex is known for its shareholder-friendly capital allocation strategy, prioritizing consistent dividend payments over aggressive share repurchasing. The company currently offers an annual dividend of $3.92 per share, yielding approximately 2.55% based on recent stock prices. In Q1 2023, it paid out $321.9 million in dividends at $0.89 per share, reflecting its commitment to returning value to investors.

Over the past decade, its dividend payout ratio has decreased from 84% in 2012 to 72% in 2022, leaving room for sustainable dividend growth while maintaining financial flexibility. The Board of Directors determines dividend levels based on future earnings and cash flows, with payments historically issued quarterly in August, November, February, and May.

While Paychex allocates some capital to share buybacks, its focus remains on dividends rather than a balanced mix of repurchasing and payouts. This approach aligns with its conservative financial strategy, avoiding overreliance on buybacks that could inflate stock prices at the expense of long-term stability. The company also reinvests in strategic growth initiatives and acquisitions to enhance its service offerings, ensuring a balanced approach to capital deployment.

Conclusion

Paychex Inc. stands out as a reliable performer with strong fundamentals, a shareholder-friendly dividend policy. And a competitive edge in the HCM market. While its stock price reflects a premium valuation as of March 2025, technical indicators suggest a correction could soon offer a buying opportunity. Whether you’re chasing growth or income, our 2025–2029 forecast equips you with the insights to time your investment wisely. Don’t miss your chance to capitalize on this market gem.

A cup of coffee from you for this excellent analysis.

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Company’s Site.

*Investment analysis involves scrutinizing over 50 different criteria to assess a company's ability to generate shareholder value. This comprehensive approach includes tracking revenue, profit, equity dynamics, dividend payments, cash flow, debt and financial management, stock price trends, bankruptcy risk, F-Score, and more. These metrics are consolidated into a straightforward Investment Scoreboard, which effectively helps predict future stock price movements.
**Use the price forecast to manage the risk of your investments.

Originally published at https://www.aipt.lt on March 26, 2025.

Unlock Paychex Inc Stock’s Future: 2025–2029 Targets You Can’t Ignore was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story.

Edition 13: by a Community Member Andy S.

Hi, my name is Drop! There are 1,000,000 drops in one XRP, therefore the supply of $DROP is 1 million.

@DropCoinXRPL

https:\xrp-drop.com

This article is in no way investment advice, but an article that provides insight and chronicles the $DROP community journey.

Contents

· Contents
· Historic Months Ahead for XRP and its Ecosystem
· 1. The SEC vs. Ripple Case is Nearing Its End — XRP as a Commodity?
∘ Why does this matter for price?
∘ 2. XRP ETFs Are Coming — 18 Filings and Counting
∘ Why does this matter for price?
∘ 3. XRPL AMM: The Hidden Booster That Will Send XRP Memes Flying
∘ How does the XRPL AMM supercharge XRP meme coins?
∘ Why does this matter for price?
∘ 4. March–May 2025: The Perfect Storm for XRP and Meme Coins
∘ Conclusion: The Time to Position is Now
· Article Disclaimer
· CoinMarketCap
· $DROP Telegram

Historic Months Ahead for XRP and its Ecosystem

The next few months — March, April, and May — are set to be historic for XRP and its ecosystem. With the SEC case nearing its conclusion, a wave of XRP ETF applications pending approval, BlackRock rumored to be entering the space, and XRPL’s newly launched AMM supercharging XRP meme tokens, the stage is set for an explosive rally

If you’ve followed XRP Memes for a while, you know one thing: whenever XRP moves, XRP memes go parabolic. Every major XRP surge in the past has ignited massive runs in meme tokens built on the XRP Ledger (XRPL). With all these catalysts aligning, now is the time to hold XRP meme tokens like $DROP before the next surge begins.

1. The SEC vs. Ripple Case is Nearing Its End — XRP as a Commodity?

The long-running legal battle between Ripple and the SEC is likely wrapping up within the next few weeks. Sources close to the case suggest that settlement negotiations are intensifying, and regulators are now discussing whether XRP should be classified as a commodity — similar to Ethereum (ETH) .

This is a massive shift. If XRP gets regulatory clarity as a commodity, it will be free from securities regulations, making it even more attractive to institutional investors, exchanges, and ETF issuers. This is exactly what happened to Ethereum, which was also under SEC scrutiny before eventually being treated as a commodity rather than a security . A similar ruling for XRP would remove all legal uncertainty, opening the floodgates for mainstream adoption.

Why does this matter for price?

With legal clarity, XRP will no longer be blacklisted by risk-averse institutions attracting billions in new liquidity. Historically, XRP’s biggest pumps have come after regulatory clarity milestones. If XRP smashes through $3, it could quickly push into new all-time highs (ATHs).

And guess what happens when XRP pumps? XRP memes explode. Every XRP rally in history has triggered massive runs in XRP meme tokens, and this time will be no different.

2. XRP ETFs Are Coming — 18 Filings and Counting

Right now, the biggest institutions on Wall Street are lining up to launch XRP ETFs. At least 17 spot XRP ETF applications have already been submitted to the SEC . These include major names like Bitwise, Grayscale, 21Shares, Fidelity, Invesco, VanEck, ProShares, Hashdex, and more.

For comparison:

• In early 2023, Bitcoin ETFs were approved, and BTC hit new all-time highs just months later.
• In early 2024, Ethereum ETFs gained approval, and ETH surged over 50% in weeks.
• Now, XRP ETFs are next.

And here’s the kicker: BlackRock, the largest asset manager in the world, is rumored to be preparing its own XRP ETF application . BlackRock is already dominating the Bitcoin and Ethereum ETF space, and analysts expect them to jump into XRP the moment the SEC case is resolved.

Why does this matter for price?

Institutional investors have been waiting years for a way to gain regulated exposure to XRP. Once these ETFs go live, billions in institutional capital could flow into XRP. This is exactly what happened with Bitcoin and Ethereum — and XRP is next in line.

If ETFs send XRP surging past $3, then XRP meme coins will follow. Historically, meme coins tied to major assets (like Dogecoin and Shiba Inu with Bitcoin) skyrocket when the underlying asset pumps. This is why now is the time to hold XRP memes like $DROP before the ETF approvals hit.

3. XRPL AMM: The Hidden Booster That Will Send XRP Memes Flying

XRP’s Automated Market Maker (AMM) is one of the most overlooked catalysts in crypto right now. Unlike traditional DEXs, XRPL’s AMM holds XRP directly against meme tokens, rather than relying on external trading pairs . This drastically increases yield and liquidity for XRP meme coins compared to those on other chains.

How does the XRPL AMM supercharge XRP meme coins?

• Liquidity pools use XRP directly instead of wrapped versions or stablecoins. This means when XRP pumps, the value of paired meme coins also skyrockets.
• Arbitrage profits benefit LPs through a unique “auction mechanism,” reducing impermanent loss and increasing rewards for holders of meme tokens.
• Lower fees than Ethereum and Solana make trading and providing liquidity cheaper and more profitable for yield farmers.

Why does this matter for price?

The XRPL AMM makes it easier than ever for XRP meme coins to thrive. Historically, XRP memes struggled with liquidity because XRPL lacked proper DeFi infrastructure. That problem is now solved — meaning the next XRP meme bull run will be even crazier than before.

4. March–May 2025: The Perfect Storm for XRP and Meme Coins

Everything is lining up for XRP and XRP meme tokens to go parabolic in the next three months.

🚀 SEC case ending → XRP gets commodity status → Institutions flood in

🚀 XRP ETFs approved → Billions in institutional money flows into XRP

🚀 XRP surges past $3 → XRP memes go on massive runs

🚀 XRPL AMM provides enhanced yields → More liquidity, more hype, more memes.

History tells us XRP memes always follow XRP’s major moves. If XRP breaks past $3 and heads towards ATHs, XRP meme coins could do 10x, 20x, or even 100x gains.

If you missed out on Dogecoin, Shiba Inu, or Pepe… don’t miss out on XRP memes. The XRP meme season is coming, and everyone should hold at least 1 $DROP before it begins.

Conclusion: The Time to Position is Now

The next three months could be the most important in XRP’s history. Between the SEC case resolution, ETF approvals, BlackRock’s potential entry, and XRPL’s DeFi growth, XRP is primed for a major breakout.

And when XRP pumps, XRP memes will go wild. We’ve seen it happen before, and we’ll see it again.

If you’re not holding at least 1 $DROP, now is the time to get in — before XRP memes go parabolic.

Article Disclaimer

This is not financial advice. Investing in cryptocurrencies, especially meme coins, carries significant risks, where you stand to lose your entire investment. Always do your research (DYOR) and only invest funds that you can afford to lose.

CoinMarketCap

https://coinmarketcap.com/currencies/drop/?source=post_page-----0e7bd10dc8c2--------------------------------

$DROP Telegram

$DROP

Why Everyone Should Hold at Least 1 $DROP: XRP’s Biggest Catalyst is Here was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story.